Rising Homeowners Insurance & Mortgage Affordability in Florida: What Buyers Need to Know in 2025

By: Emmett Dempsey Published on: 24/10/2025

Homeowners insurance costs in Florida are finally showing signs of relief—but there’s still a big impact on your total monthly payment and qualifying for a mortgage, especially around Port St. Lucie. Discover why insurance rates are shifting, how much you should actually budget, and the smart ways Treasure Coast Mortgage helps local buyers land affordable deals (and avoid last-minute surprises!).